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Medicare Insurance Savings Programs
Many of our clients qualify for Medicare Savings Programs. These programs pay for the Medicare Part A deductible, Part B deductible, Part B Co-Insurance, and Part B Premium.
If your income is within limits set by the Social Security Administration, we can assist in lowering monthly premiums, annual deductibles, and co-payments to your Part D plan. This program has several names including Extra Help and Low Income Subsidy (LIS).
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At Healthcare Educators we pride ourselves in helping all of our clients acquire the services and benefits that best suits their needs. We gladly provide FREE consultations to everyone
Medicare Articles
Why Medicare Advantage Plans Have Become So Popular
The number of Medicare beneficiaries who choose to enroll in Medicare Advantage (MA) plans continues to increase. The Kaiser Family Foundation reports that, in 2023, 51% of eligible Medicare beneficiaries are enrolled in an MA plan. The average beneficiary has access...
10 Questions to Ask Your Medicare Agent During Fall Open Enrollment
October 15 through December 7 is Medicare’s Annual Enrollment Period (AEP), also known as fall open enrollment. This is the period when Medicare beneficiaries can make changes to their coverage for the coming year. Understanding the different Medicare plan options can...
How to Pick the Right Texas Medicare Plan: Tips for Planning Your Fall Open Enrollment Strategy
October 15 through December 7 is Medicare’s Annual Enrollment Period (AEP), also known as Fall Open Enrollment. During this period, Medicare beneficiaries make important decisions about whether they should change to their Medicare coverage for the coming year. During...
What to Expect If You Need Medical Underwriting for a Medicare Supplement Plan
What happens if you decide you want to change your Medicare Supplement plan? Maybe it’s become too expensive or perhaps your circumstances have changed and your plan is no longer a good fit. Or maybe you would like to switch from a Medicare Advantage plan to Original...
Understanding Your Out-of-Pocket Costs with Medicare
Whether you are new to Medicare or have been enrolled for a while, you might be surprised by some of the out-of-pocket costs you encounter. Medicare covers a lot, but it does not cover everything. Out-of-pocket expenses can vary greatly depending on your income, the...
Seniors and Mental Health
One in five older adults reports lingering psychological effects from the COVID-19 pandemic, including depression, anxiety, insomnia, and substances abuse. Even though there are now more open discussions about the importance of mental health in our society, many...