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Medicare Insurance Savings Programs
Many of our clients qualify for Medicare Savings Programs. These programs pay for the Medicare Part A deductible, Part B deductible, Part B Co-Insurance, and Part B Premium.
If your income is within limits set by the Social Security Administration, we can assist in lowering monthly premiums, annual deductibles, and co-payments to your Part D plan. This program has several names including Extra Help and Low Income Subsidy (LIS).
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At Healthcare Educators we pride ourselves in helping all of our clients acquire the services and benefits that best suits their needs. We gladly provide FREE consultations to everyone
Medicare Articles
10 Questions to Ask Your Medicare Agent During Fall Open Enrollment
October 15 through December 7 is Medicare’s Annual Enrollment Period (AEP), also known as fall open enrollment. This is the period when Medicare beneficiaries can make changes to their coverage for the coming year. Understanding the different Medicare plan options can...
How to Pick the Right Texas Medicare Plan: Tips for Planning Your Fall Open Enrollment Strategy
October 15 through December 7 is Medicare’s Annual Enrollment Period (AEP), also known as Fall Open Enrollment. During this period, Medicare beneficiaries make important decisions about whether they should change to their Medicare coverage for the coming year. During...
What to Expect If You Need Medical Underwriting for a Medicare Supplement Plan
What happens if you decide you want to change your Medicare Supplement plan? Maybe it’s become too expensive or perhaps your circumstances have changed and your plan is no longer a good fit. Or maybe you would like to switch from a Medicare Advantage plan to Original...
Seniors and Mental Health
One in five older adults reports lingering psychological effects from the COVID-19 pandemic, including depression, anxiety, insomnia, and substances abuse. Even though there are now more open discussions about the importance of mental health in our society, many...
Understanding Your Part D Drug Formulary
If you take any prescription medications, you are probably familiar with your insurer’s drug formulary. You know that the formulary determines if the insurer covers your prescription and how much you will pay. Having a more in-depth understanding of how the formulary...
Medicare Special Needs Plans for Chronic Conditions
CMS reports that an estimated 117 million adults have one or more chronic health conditions and 25% of adults have two or more chronic health conditions. To help Medicare beneficiaries who fall into these groups achieve better health outcomes, Medicare offers Special...