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Medicare Insurance Savings Programs
Many of our clients qualify for Medicare Savings Programs. These programs pay for the Medicare Part A deductible, Part B deductible, Part B Co-Insurance, and Part B Premium.
If your income is within limits set by the Social Security Administration, we can assist in lowering monthly premiums, annual deductibles, and co-payments to your Part D plan. This program has several names including Extra Help and Low Income Subsidy (LIS).
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At Healthcare Educators we pride ourselves in helping all of our clients acquire the services and benefits that best suits their needs. We gladly provide FREE consultations to everyone
Medicare Articles
Understanding Your Part D Drug Formulary
If you take any prescription medications, you are probably familiar with your insurer’s drug formulary. You know that the formulary determines if the insurer covers your prescription and how much you will pay. Having a more in-depth understanding of how the formulary...
Medicare Special Needs Plans for Chronic Conditions
CMS reports that an estimated 117 million adults have one or more chronic health conditions and 25% of adults have two or more chronic health conditions. To help Medicare beneficiaries who fall into these groups achieve better health outcomes, Medicare offers Special...
What Medicare Covers When You Travel Out of State
Retirement means different things to different people, but the desire to travel is often at the top of retirees’ lists. In one survey, 62% of seniors listed travel as their number one retirement goal. The luxury of more time means seniors are able to travel for a...
The 2023 Medicare & You Handbook
Each year in September, Medicare mails its official Medicare & You Handbook to all Medicare beneficiaries. The Handbook is a helpful, easy-to-understand guide that covers the basics of Medicare, shares what’s new and important for the upcoming year, and provides...
What Happens If You Are No Longer Eligible for Medicaid and a Dual-Eligible Special Needs Plan?
With the end of the COVID-19 Public Health Emergency, you may find yourself among the millions of people who are no longer eligible for Medicaid. If this is the case, you will no longer qualify for your Medicare Dual-Eligible Special Needs Plan (D-SNP) and will need...
What You Need to Know About Texas Medicare Supplement Plans
It is not unusual for Texas Medicare enrollees to be confused about the various parts of Medicare. There are Medicare Parts A, B, C, and D as well as Medicare Supplement Plans. What are they, what do they cover, and who should have them? Original Medicare Does Not...