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Medicare Insurance Savings Programs
Many of our clients qualify for Medicare Savings Programs. These programs pay for the Medicare Part A deductible, Part B deductible, Part B Co-Insurance, and Part B Premium.
If your income is within limits set by the Social Security Administration, we can assist in lowering monthly premiums, annual deductibles, and co-payments to your Part D plan. This program has several names including Extra Help and Low Income Subsidy (LIS).
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At Healthcare Educators we pride ourselves in helping all of our clients acquire the services and benefits that best suits their needs. We gladly provide FREE consultations to everyone
Medicare Articles
10 Surprising Things Medicare Can Cover
As a Medicare beneficiary, you are probably familiar with a lot of what Medicare covers. But there are some less obvious, often-overlooked benefits that could be beneficial to your health and wellbeing. In some cases, coverage and out-of-pocket costs for these...
How the Inflation Reduction Act Is Changing What You Pay for Insulin and Other Drugs
If you are one of the 37.3 million Americans who has diabetes, you are all too familiar with the high cost of insulin. In response to the rising cost of this medication, in August 2022 President Biden signed the Inflation Reduction Act — an expansive bill that aims,...
Beware of Medicare Call Center Tactics and Scams
Like most seniors, you were probably inundated with information about Medicare during fall Annual Enrollment Period (AEP). You may think that now AEP is over, you are in the clear for a while – unfortunately, that’s not the case. Many seniors are still being targeted...
Do I Qualify for Medicare?
If you find yourself asking this question you are not alone in trying to understand Medicare’s eligibility rules. Eligibility for Medicare is usually determined by age or by disability. In either case, there are some basic requirements that must be met. You are...
Low Income Subsidy Can Help Pay Prescription Costs
If you are like many seniors, you are finding your retirement budget is not keeping up with the cost of living. It is making it more difficult to cover expenses, including those out-of-pocket costs for your prescription drugs. There is help available to those who...
What Happens to Your Medicare Dual-Eligible Special Needs Plan If You Lose Medicaid Eligibility?
The COVID-19 Public Health Emergency (PHE) will expire on May 11, 2023. This could affect millions of people currently enrolled in Medicaid. If you are a Medicaid recipient currently enrolled in a Medicare Dual-Eligible Special Needs plan (D-SNP), it may impact your...