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Medicare Insurance Guidance – Parts A, B, C and D
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Medicare Insurance Savings Programs
Many of our clients qualify for Medicare Savings Programs. These programs pay for the Medicare Part A deductible, Part B deductible, Part B Co-Insurance, and Part B Premium.
If your income is within limits set by the Social Security Administration, we can assist in lowering monthly premiums, annual deductibles, and co-payments to your Part D plan. This program has several names including Extra Help and Low Income Subsidy (LIS).
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At Healthcare Educators we pride ourselves in helping all of our clients acquire the services and benefits that best suits their needs. We gladly provide FREE consultations to everyone
Medicare Articles
Low Income Subsidy Can Help Pay Prescription Costs
If you are like many seniors, you are finding your retirement budget is not keeping up with the cost of living. It is making it more difficult to cover expenses, including those out-of-pocket costs for your prescription drugs. There is help available to those who...
What Happens to Your Medicare Dual-Eligible Special Needs Plan If You Lose Medicaid Eligibility?
The COVID-19 Public Health Emergency (PHE) will expire on May 11, 2023. This could affect millions of people currently enrolled in Medicaid. If you are a Medicaid recipient currently enrolled in a Medicare Dual-Eligible Special Needs plan (D-SNP), it may impact your...
Medicare Open Enrollment vs. Medicare Annual Enrollment. What’s the Difference?
Everyone with a Medicare Advantage plan has two opportunities to change plans each year: during Medicare’s Open Enrollment Period and Medicare’s Annual Enrollment Period. What’s the difference? Although they do have some things in common, the enrollment timeframes and...
Understanding Medicare Drug Coverage
Most people know when they sign up for Medicare that they need Part D to cover their prescription drugs. You can add a stand-alone Part D plan to original Medicare A and B, or you can sign up for a Part C Medicare Advantage plan that includes Part D. But there are...
What Do Medicare’s Star Ratings Mean
Every fall the Centers for Medicare and Medicaid Services (CMS) releases its Star Ratings for Medicare Advantage and Part D plans. This timeline coincides with Medicare’s Annual Open Enrollment period when you are making decisions about your healthcare coverage for...
Medicare Enrollment Periods and Special Circumstances
Medicare has a number of different enrollment periods, each serving a different purpose, and each with its own set of rules and timelines. You may be familiar with the enrollment period when you first turn 65, but you may not be aware of Medicare’s Special...