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Medicare Insurance Guidance – Parts A, B, C and D
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Medicare Insurance Savings Programs
Many of our clients qualify for Medicare Savings Programs. These programs pay for the Medicare Part A deductible, Part B deductible, Part B Co-Insurance, and Part B Premium.
If your income is within limits set by the Social Security Administration, we can assist in lowering monthly premiums, annual deductibles, and co-payments to your Part D plan. This program has several names including Extra Help and Low Income Subsidy (LIS).
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At Healthcare Educators we pride ourselves in helping all of our clients acquire the services and benefits that best suits their needs. We gladly provide FREE consultations to everyone
Medicare Articles
Seniors and Mental Health
Up to 25% of adults age 65 and older are living with mental health issues. Though there are now more open discussions about the importance of mental health in our society, many seniors remain reluctant to seek help. Some view mental health issues as a personal...
Understanding Your Part D Drug Formulary
If you take any prescription medications, you are probably familiar with your insurer’s drug formulary. You know that the formulary determines if the insurer covers your prescription and how much you will pay. Having a more in-depth understanding of how the formulary...
Medicare Changes for 2025 – What to Expect
The costs associated with your Medicare coverage change every year. The Centers for Medicare and Medicaid Services (CMS) determine Medicare costs based on several factors, including the cost of providing healthcare and inflation. No matter if you are covered by a...
Veterans: What You Need to Know About Medicare
If you are one of more than 8.2 million veterans aged 65 or older, you might have some questions about how Medicare works in conjunction with your military benefits. A local Medicare agent is your best resource for answers to those questions. Your agent will meet with...
New Year, New Benefits
As the new year begins, it’s important to understand your Medicare coverage in order to avoid unexpected costs. Investing the time now will help you maximize your benefits and prevent the frustration that comes from unwanted financial surprises. If you have a Medicare...
Your Post AEP Checklist: Five Things You Should Do To Help You Make the Most of Your Benefits in 2025
Now that Medicare’s Annual Enrollment Period has ended and you have chosen a plan for 2025, here are five things you should do to help you make the most of your benefits. 1. Check Your New ID Card If you enrolled in a new plan, you should receive a new ID card for...