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Medicare Insurance Savings Programs
Many of our clients qualify for Medicare Savings Programs. These programs pay for the Medicare Part A deductible, Part B deductible, Part B Co-Insurance, and Part B Premium.
If your income is within limits set by the Social Security Administration, we can assist in lowering monthly premiums, annual deductibles, and co-payments to your Part D plan. This program has several names including Extra Help and Low Income Subsidy (LIS).
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At Healthcare Educators we pride ourselves in helping all of our clients acquire the services and benefits that best suits their needs. We gladly provide FREE consultations to everyone
Medicare Articles
Pros and Cons of Texas Medicare Advantage Plans
In 2024 54% of Medicare beneficiaries chose to enroll in a Medicare Advantage plan. Why are they so popular? Is a Texas Medicare Advantage plan right for you? Here are the pros and cons of enrolling in a Medicare Advantage plan: Pros Additional Benefits Many seniors...
Will Your RX Cost More or Less with Your Medicare Plan in 2025
Significant changes to Medicare’s Part D coverage are coming in 2025. Whether this means you will pay more or pay less for your prescription drug coverage will depend on several factors including which medications you take and who your insurance carrier is. The...
How to Buy Individual Health Insurance
The Affordable Care Act (ACA), sometimes known as Obamacare, was enacted in 2010 to expand access to health insurance. It created the Health Insurance Marketplace where individuals and families can buy health insurance if they don’t have access to other coverage such...
Deciphering Medicare: Original Medicare vs. Medicare Supplement vs. Medicare Advantage
When it comes to choosing your Medicare coverage you have a lot of options. But these options are often what make Medicare so confusing. When you understand the different parts of Medicare and how they work, it becomes much easier to decipher which coverage is right...
What To Do if Your Medicare Supplement Plan Has a Rate Increase
Premiums for Medicare Supplement plans can increase at any time. Most insurers raise rates once a year either on the anniversary month of the policy or your birthday month. The percentage of the increase can vary and is dependent on several factors including the rate...
How to Assess Your Medicare Plan’s Fit
Several months have passed since your Medicare coverage went into effect for 2024. This is a good time to assess your plan choice. Is everything working like you thought it would? Or have there been unexpected surprises? Here are a few things to consider when taking...